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Real members of MyChronicPainTeam have posted questions and answers that support our community guidelines, and should not be taken as medical advice. Looking for the latest medically reviewed content by doctors and experts? Visit our resource section.
A MyChronicPainTeam Member asked a question 💭
Richmond, VA

How do I know if I should apply for disability? Is it really going to help that much if I've primarily been self employed the last 17 years? The pain is pretty intense 2-3 days a week now.

August 22, 2017
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Answer Summary

Members offered guidance on applying for disability when self-employed, with many emphasizing that you qualify if you paid into FICA taxes... Read more

Members offered guidance on applying for disability when self-employed, with many emphasizing that you qualify if you paid into FICA taxes during your working years, though the process can be lengthy and often takes a year or more, sometimes requiring multiple appeals. Several members shared their experiences with disability lawyers, particularly mentioning firms like Binder & Binder, noting that attorneys work on contingency and typically receive one-third of back pay, with opinions split on whether hiring a lawyer is necessary or if applying independently with well-documented medical records is sufficient. A recurring theme was the importance of keeping detailed medical documentation, being prepared for potential denials and appeals, exploring work-from-home options to supplement income during the waiting period, and leaning on community support and prayer while navigating the frustrating and often exhausting process.

A MyChronicPainTeam Member

If you're at the point where you really can't work enough to support yourself then you should apply. Contrary to what most have said - if you keep your records if when it started and what you tried to keep working I would suggest you apply on your own first. It took me a little over a yr before mine was approved but it usually doesn't take that long now since unless you don't have enough supporting documentation. If you hire a lawyer. When you do get approved the lawyer will get 1/3 if your back pay. They'll pay up to 6 months in back pay so my first check was $13000. but I had no income for 9 mos. I initally applied in April got my check the end if the following June and my in employment ran out the end of Sept. If I had an attorney he would have gotten a third of that check. It wasn't that hard to apply on my own. It's a notch trying to pay rent and utilities and the very basics unless you we're making over $50,000 yr. I was making $42,000 and I get $1849 a month, rent in low income housing is $788 for 1 bdrm. Then they take out for Medicare B abt $150, - I barely break even and since I hit the Medicare drug coverage donut hole I don't have enough to cover everything.

August 25, 2017
A MyChronicPainTeam Member

I would definitely get a lawyer, I just heard on the news that there's a huge back log of people waiting. I also provided my lawyer with all my medical records to help the process along. I will be praying for you

September 26, 2017
A MyChronicPainTeam Member

I filed for my disability over a year ago. And just got to the stage of waiting for a hearing with a judge. Their letter told me it can take 18 to 24 months just to get the hearing date and then another 3 months to get the verdict. This is unreal to me. I have two doctors telling me that I'm permanently disabled but yet I am having troubles getting social security to see that I am disabled. They have had me jump through all kinds of hoops. I have a lawyer on my case and have had since the first denial. Get a lawyer on board as soon as possible. KEEP COPIES OF ALL MEDICAL RECORDS AND TEST RESULTS. You will need them.

October 3, 2017
A MyChronicPainTeam Member

start is now, and you can not be working, trust me you ll know when, I crawled in the house 2 years ago.

September 14, 2017
A MyChronicPainTeam Member

@A MyChronicPainTeam Member Mam, I don't like to pry, but Im telling you, You have to get some cash job that. You have to show NO INCOME FOR A COMPLETE year, If you even have a dime , they will deny you. TRUST ME I KNOW, I had medical records, mris, xrays, doc reports, the disability attorney looked and wondered how I got there even, You can do it your self, but if you have a dis lawyer that will work on contignwency, They don't get paid unless you do.... I felt the same way, Find a way to bring in cash, PHONE JOBS, RENT A ROOM IN YOUYR HOUSE, ... Good luck keep in touch,

October 4, 2017

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